Mustofa M. PENGARUH LOAN AT RISK DAN NON-PERFORMING LOAN TERHADAP LABA USAHA MELALUI CADANGAN KERUGIAN PENURUNAN NILAI PADA PT. PEGADAIAN DI WILAYAH AREA SURABAYA 1. jmb [Internet]. 12Mar.2025 [cited 4Apr.2025];8(2):116-25. Available from: https://jurnal.uwp.ac.id/pps/index.php/mm/article/view/690